About Me/Website

Louisville Mortgage Underwriting Guidelines


Kentucky Fannie Mae REO Homes For Sale – HomePath.com
Kentucky FHA loan requirements – 2010
Kentucky Foreclosed Homes Link
Kentucky Home Buyer & Homeowner Mortgage Guide
KENTUCKY HOUSING CORPORATION
Kentucky housing guidelines 2013
Kentucky Housing Mortgage Rates Louisville Kentucky
Kentucky HUD Homes for $100 Down
Kentucky Mortgage Approval
Kentucky Mortgage Guidelines updated 2011
Kentucky Mortgage Rates
Kentucky Mortgage Rates and Home Loan Options
Kentucky Mortgage Rates FHA VA KHC
Kentucky Mortgage Refinance Questions to ask
Kentucky Rural Housing and USDA Credit Score Requirements
Kentucky Rural Housing USDA Guidelines 2011
Kentucky USDA Loan Adjusted Maximum Income Limits by County
Kentucky USDA Loans
Kentucky USDA/Rural Housing Areas
KHC 2011 Programs
KHC 2011 updated Guidelines
khc agents
KHC Down payment Assistance Program Kentucky Housing
KHC Guidelines 2013
KHC Kentucky Housing
KHC Mortgage Interest Rates
KHC Mortgage Rates / Kentucky Housing Rates
KHC RATES
Ky
Lending limits for FHA loans insured for KENTUCKY counties.
Loan Process
lock-in rate
locking rate
Louisville First Time Buyer Mortgages
Louisville First Time Buyers
Louisville home sales stats
Louisville Kentucky
Louisville Kentucky FHA Loans Lexington Kentucky FHA Loans
Louisville Kentucky FHA Loans Lexington Kentucky FHA LoansElizabethtown Kentucky FHA Loans
Louisville Kentucky First Time Home Buyer
Louisville Ky First Time Home Buyer Loan
Louisville Ky First Time Home Buyers
Making Home Affordable Refinance
Manual Underwriting
Map Changes for USDA Loans in KY

Kentucky $15,000 Down payment Assistance Grant For Kentucky Home Buyers in 2016


—

Joel Lobb
Senior Loan Officer
(NMLS#57916)

American Mortgage Solutions, Inc.
10602 Timberwood Circle, Suite 3
Louisville, KY 40223

phone: (502) 905-3708
Fax: (502) 327-9119
kentuckyloan@gmail.com

http://www.mylouisvillekentuckymortgage.com/

Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans's avatarKentucky FHA Mortgage Lender

8fb24-images

DOWN PAYMENT ASSISTANCE IS BACK!

Download Flyer

New KHC Program Offers Down Payment Assistance, Opens Doors for Wide Range of Homebuyers

For those would-be Kentucky home buyers for whom a down payment is an obstacle to owning a home, help has arrived.  A new Kentucky Housing program allows buyers to combine a down payment assistance loan  with zero percent interest, and grant up to $15,000 dollars with great interest rates,(currently 4.25% on a 30 year fixed rate FHA loan)  getting them in the door of that new home for much less.

Interest Rates

Reservation System Open Monday – Friday from 10 a.m. to 9 p.m.

Rates subject to change without notice

Secondary Market Interest Rates — 45 Day Lock

Loan TypeRate without Down Payment AssistanceRate with Down Payment Assistance

FHA, VA & RHS

3.875%

4.25%

​Conventional With MI

​4.375%

4.625%

​Conventional No MI

​4.875%

​

5.125%

—

View original post 109 more words

Who is eligible for Kentucky VA loans?


Kentucky VA loans are available to veterans of the United States Armed Forces, including those who are on active duty or reserve, as well as widows or widowers of veterans. There are also special circumstances under which spouses of veterans can also apply for eligibility.
Keep in mind, you’ll need to provide a Certificate of Eligibility (COE) in order to prove you are entitled to receive VA financing. Visit the U.S. Department of Veteran Affairs website to learn how to obtain a COE. Your lender can also help you obtain a COE based on your unique circumstances.

What benefits do Kentucky VA Loans offer veterans?

Kentucky VA loan program comes with special advantages other mortgage loan products don’t have. Here are just a few benefits of Kentucky VA loans:
Flexible qualifying and credit requirements
Lower interest rates
Zero down payment
No private monthly mortgage insurance (PMI)
Property tax exemptions
There are even grants that allow disabled veterans to make modifications to their home. Another important benefit to point out includes the ability to finance a substantial portion of the closing costs associated with purchasing a home.

In order to get you pre-approved, I will need the following items from you. This is a free process and I will give you a copy of your credit report for free.

VA Loan Checklist

The following is a list of documents that may be required to process your VA mortgage loan:
One full month’s worth of pay stubs
Last 2 years W-2′s
Last 2 years tax returns
Copy of your DD214
Your VA Certificate of Eligibility (we can help you get this if needed)
Last two months bank statements for all accounts

I don’t need originals, copies are fine. You can fax or email me the above documents.

Let me know your questions.

Thanks and look forward to helping you

VA Home Purchase Benefits

Option for no down payment, zero down home loan
No monthly mortgage insurance premium
Seller or lender may contribute to veteran’s closing costs
Termite report required on all VA loans
No closing costs option available
Close in as little as 30 days
Free Mortgage Approvals