Kentucky VA Loans are designated to offer long-term financing to eligible Kentucky veterans or their surviving spouses. As a ex-army tanker (19 kilo) I support our heroes with our VA financing options in all 120 counties of Kentucky. The intention of this program is to help Kentucky veterans purchase properties with no down payment and relaxed credit qualifying guidelines because a Kentucky VA Loan is less restrictive when it comes to qualifying for a mortgage loan for VA .
- Financing up to 100%
- Must have a valid VA certificate of Eligibility. We can order this for you.
- No mortgage insurance required monthly like FHA and USDA loans.
- No down payment required for all veterans
- Loan is assumable*
- Competitive interest rates when compared to FHA and USDA
- 2 years removed from Chapter 7 and Chapter 13 and foreclosure
- No prepayment penalties
- VA funding fee may be financed or paid out of closing costs by veteran or paid by seller concessions
- 100% Cash Out allowed (FICO requirements apply)
- Seller / Interested parties contributions allowed per VA guidelines up to 4% of the sales price
- 100% Cash Out allowed (FICO requirements apply)
- VA does not have a minimum credit score requirement but a lot of lenders will institute a credit overlay to requires minimum for them to do the loan.
Senior Loan Officer
Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant Equal Opportunity Lender. NMLS#57916 http://www.nmlsconsumeraccess.org/
KENTUCKY VA MORTGAGE LENDER 
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