Category: 2022 Kentucky VA Loan Guide Updates

VA Home Loan Advantages


Kentucky VA Loans for Kentucky First-Time Home Buyers
Are you a Kentucky first-time home buyer and also a veteran? Get approved for $0 down mortgage financing anywhere in Kentucky and up to $453,100 in financing on A VA Mortgage loan.

In this Kentucky VA Mortgage blog, we will walk you through the three-step process to get approved and close on your KY VA Loan as well as some other key information about confirming your VA Eligibility, finding a realtor, and associated costs.

rgarzahomes's avatarRichard Garza Homes

This last Memorial Day, my family was having a cookout with my granddaughter and her fiancee. They both qualify for VA Home loans and she asked my what some of the advantages of a VA Home loan over a conventional loan.

I produced this short video outlining the advantages of a VA Loan. This is the first in a series of short clips on the specifics of the VA Home Loan.
If you know anyone who qualifies for a VA Home Loan, please share. As a Veteran myself, this is one of the better benefits we get.Image

 

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Kentucky VA Loan Refinance and Purchase Guidelines


Kentucky VA Loan Refinance and Purchase Guidelines

Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans's avatarLouisville Kentucky Mortgage Loans

 

How do I refinance using my Kentucky VA Home Loan?

You can use your Kentucky VA home loan benefit to refinance your existing VA home loan to a lower

interest rate, with little or no out-of-pocket cost. This is called an Interest Rate Reduction

Refinancing Loan (IRRRL), also known as a “rapid refinance” or a “streamline refinance.”

Generally, no appraisal, credit information, or underwriting is required for this refinancing

option, although some lenders may require an appraisal and credit report. The fees and

charges associated with the refinancing loan may be incorporated into the new VA loan.

Remember: The interest rate on the new loan must be lower than the rate on the old loan

(unless you refinance an adjustable-rate mortgage to a fixed-rate mortgage).

To receive an IRRRL, work with your lender to process your application. It’s generally a good

idea to compare several lenders’ rates…

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Kentucky VA Homes for Sale- Kentucky VA Assumable Mortgages


va approved homes for sale kentucky

Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans's avatarLouisville Kentucky Mortgage Loans

via Kentucky VA Homes for Sale- Kentucky VA Assumable Mortgages

10412 KNIFLEY RD , KNIFLEY KY 42753
$69,500
Front View
Beds / Baths
4.00 / 2.50
Year Built
1970
Square Feet
1600
MLS
32049
Lot Size
 1-2 ac
Listing Date
8/14/2018
280 RUSSELL CAVE RD , GEORGETOWN KY 40324
$85,950
Front View
Beds / Baths
3.00 / 1.00
Year Built
1950
Square Feet
1552
MLS
18189723
Lot Size
 0.25-0.50 ac
Listing Date
8/23/2018
16 GLENN ST , FLORENCE KY 41042
$120,000
Front View
Beds / Baths
3.00 / 2.00
Year Built
1962
Square Feet
1873
MLS
518289
Lot Size
 0-0.25 ac
Listing Date
8/24/2018
2719 SHAMU DR , HEBRON KY 41048
$109,500
Front View
Beds / Baths
3.00 / 2.00
Year Built
2002
Square Feet
1500
MLS
519915
Lot Size
 0-0.25 ac
Listing Date
8/27/2018
268 ALLBURN HOLW , MC CARR KY 41544
$19,500
Front View
Beds / Baths
4.00 / 2.00
Year Built

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