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Does VA allows 100% equity  Cash-Out on Refinances for Kentucky VA Mortgages?

Yes is the simple answer, but a lot of VA lenders will only go to 90%, so be careful shopping out there for quotes and qualifying info.

VA allows Kentucky VA Mortgage holders and veterans to finance 100% of the purchase price of a home, but they also allow Kentucky VA Mortgage veterans to take cash-out up to 100% of the value of their home! You are still subject to the funding fee unless disabled, and the cash out maybe limited in hand depending on your credit score.

• Cash-Out Refinance up to 100% .Higher Credit Scores may be needed to get cash in hand after paying off existing mortgage. Subject to debt to income limits and acceptable appraisal. VA termite required again.
• Min FICO 620 with no bankruptcies or foreclosure last 2 years
• Max Loan Amount subject to VA County Loan Limits
• 0 x 30 days on mortgage in last 12 months
• Can pay off existing VA, FHA or conventional mortgage (Note there MUST BE an existing lien against the property)
• Must be first lien and owner occupied by the Veteran applicant. (Note: Property may NOT be owned free & clear)
• Owner-occupancy cert is required
• Properties listed for sale in the previous 6 months, prior to the date of the application (& appraisal) are not eligible