VA Loans for Kentucky First-Time Home Buyers
Many Kentucky first-time home buyers who qualify for a VA loan don’t realize they have a major advantage: the ability to purchase with no down payment and flexible credit requirements.
Why VA Loans Are Ideal for First-Time Buyers
- No down payment needed
- No monthly mortgage insurance
- Flexible credit standards
- Low upfront funding fee
- Simplified qualifying compared to FHA or Conventional
Key Steps for New Buyers
- Obtain a Certificate of Eligibility
- Get pre-approved
- Select a VA-eligible property
- Complete appraisal and underwriting
KENTUCKY VA MORTGAGE LENDER 