VA IRRRL Streamline Refinance in Kentucky
The VA Interest Rate Reduction Refinance Loan (IRRRL) helps Kentucky veterans reduce their mortgage payment with minimal paperwork. It is one of the simplest refinance programs available.
Key IRRRL Benefits
- No appraisal required
- No income documentation required
- No bank statements or W-2s
- Fast closing process
- Possible to roll closing costs into the loan
Who Qualifies?
- Must have an existing VA loan
- Must show benefit: rate reduction or payment stability
- Must meet occupancy history
