Kentucky VA Condo Approval Guide
Buying a condo with a VA loan in Kentucky requires the project to be approved by the Department of Veterans Affairs. Here’s what you need to know about eligibility, documents, and the approval process.
Is the Condo VA Approved?
You can search the official VA list or request a project-level check through your lender.
Common Reasons Condos Are Not Approved
- Insufficient budget reserves
- Too many rental units
- Pending litigation
- Low owner-occupancy rate
Can a Non-Approved Condo Become VA Eligible?
Yes, but it requires documentation such as bylaws, financials, master insurance, and occupancy certifications. Processing time can take 30–60 days.
KENTUCKY VA MORTGAGE LENDER 