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Financing Options for Veterans:

There are terrific options are available to our qualified veterans serving in “Active duty” or the Reserves.

Federal VA

The Federal VA loan program offers up to 100% financing for a home purchase for Eligible Veterans with the available entitlement. Eligibility established based upon time in military service and type of military separation.

Qualifying periods can be determined in reviewing the DD214 and to see if requirements have been met. Current qualifying periods from 8-2-90 to current date is 90 days active duty.

Reservists called to active duty may be eligible for loan guarantee benefits provided they served at least 90 days of active service and received honorable discharge/separation.
Eligibility is easy to determine. I specialize in working with Veterans in determining their best financing option. A copy of the DD214 and our completion of a VA form will allow us to see if this loan…

Credit being  such a vital part of our daily lives, it is important that we as informed as possible on this subject. Here are some thoughts on that all important subjectcredit.

Myth No. 1 – It is easy to dispute a credit report. Consumer’s can resolve their own issues.

To be honest, it IS simple to challenge a credit report. However, as an everyday person, it is amazingly difficult and frustrating to get results from the credit bureaus. Here’s why…

Here is a little known fact. More complaints to the FTC involve credit bureaus than any other type of company.                                         The 3 bureaus have paid fines of over 2.5 million over the years due to failure to respond properly to charges.

It would seem, the main objective of the credit bureaus is to protect their…

In case you didn’t know, the US Department of Veteran’s Affairs (VA) is going to reduce the funding fee on VA loans from 2.15% to 1.4%.  This will greatly reduce the upfront costs to veterans considering using VA to purchase their next home.  If you are a veteran, active duty, reservist, or surviving spouse now is a great time to take advantage of the reduced costs.  We are an approved VA lender and have the necessary experience to guide you through the VA process.

Some advantages of using your VA entitlement are no down payment, no mortgage insurance, and the VA funding fee may be financed into the loan.  This is an awesome program for awesome people!

Related articles

• What is a VA loan? (ambercapone.wordpress.com)